{"id":11549,"date":"2024-04-25T23:00:57","date_gmt":"2024-04-26T02:00:57","guid":{"rendered":"https:\/\/larsbrokers.com\/?p=11549"},"modified":"2024-05-04T13:27:24","modified_gmt":"2024-05-04T16:27:24","slug":"2024-desafiante-america-latina","status":"publish","type":"post","link":"https:\/\/larsbrokers.com\/pt-br\/2024-desafiante-america-latina\/","title":{"rendered":"S&#038;P estima un 2024 desafiante para las aseguradoras en Am\u00e9rica Latina"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy\"><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;margin-top:5%;width:100%;\"><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-one\" style=\"--awb-text-color:#f07e2d;--awb-font-size:52px;\"><h1 class=\"title-heading-center fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:52;line-height:1.4;\">LARS NETWORK<\/h1><\/div><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:#008fa3;--awb-font-size:24px;\"><h2 class=\"title-heading-center fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:24;line-height:1.5;\">NEWS &amp; INSIGHTS<\/h2><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;margin-top:5%;width:100%;\"><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-one\"><h1 class=\"title-heading-center fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:34;line-height:1.4;\">S&#038;P estima un 2024 desafiante para las aseguradoras en Am\u00e9rica Latina<\/h1><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-1\"><p style=\"font-size: 18px; font-weight: 200;\">Standard &amp; Poor\u2019s (S&amp;P) avizora que, en 2024, las aseguradoras de Am\u00e9rica Latina vivir\u00e1n un panorama desafiante. Estas empresas <em><strong>\u201cafrontan un panorama econ\u00f3mico desafiante dada nuestra previsi\u00f3n de una desaceleraci\u00f3n en el crecimiento econ\u00f3mico global\u201d<\/strong><\/em>, indicaron desde la calificadora de riesgos.<\/p>\n<p style=\"font-size: 18px; font-weight: 200;\">Tambi\u00e9n se destaca que si bien se prev\u00e9 una \u201csuave desaceleraci\u00f3n econ\u00f3mica\u201d en Estados Unidos, que influye en los pa\u00edses latinoamericanos, y se espera que la inflaci\u00f3n se siga moderando en toda Am\u00e9rica Latina, tambi\u00e9n consideran que las tasas de inter\u00e9s se mantengan altas (muy por encima de los niveles previos a la pandemia), lo que <em><strong>\u201climitar\u00e1 las expectativas de inversi\u00f3n y debilitar\u00e1 la demanda interna\u201d<\/strong><\/em>.<\/p>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;margin-top:45px;width:100%;\"><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-text fusion-text-2\"><p style=\"font-size: 22px; font-weight: 200; text-align: center;\">La mayor\u00eda de los pa\u00edses latinoamericanos crecer\u00e1n por debajo de la tendencia en 2024: alrededor del 1,2%, frente a 1,7% en 2023\u201d. Esto estar\u00eda marcado principalmente por una desaceleraci\u00f3n en las dos econom\u00edas m\u00e1s grandes de la regi\u00f3n: <strong>Brasil y M\u00e9xico<\/strong>.<\/p>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;margin-top:45px;width:100%;\"><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-text fusion-text-3\"><p style=\"font-size: 18px; font-weight: 200;\">Dadas las tendencias, \u201cesperamos que el crecimiento de las primas emitidas de las aseguradoras latinoamericanas (incluyendo las l\u00edneas de negocios de vida y no vida) se mantenga moderado, entre 5% y 7% en t\u00e9rminos reales, este a\u00f1o, con el ritmo en M\u00e9xico en la parte superior del rango, mientras que en Brasil y Colombia, en la parte inferior. En Argentina, las primas emitidas se contraer\u00e1n en t\u00e9rminos reales este a\u00f1o\u201d, indicaron desde S&amp;P.<\/p>\n<p style=\"font-size: 18px; font-weight: 200;\">Finalmente, la clasificadora se\u00f1al\u00f3 que las aseguradoras <em><strong>\u201ccontin\u00faan operando en un entorno de negocio muy desafiante, dados los problemas econ\u00f3micos, los controles m\u00e1s estrictos en el mercado cambiario y la inflaci\u00f3n y el desempleo muy altos\u201d<\/strong><\/em>.<\/p>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;margin-top:45px;width:100%;\"><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-text fusion-text-4\"><p style=\"font-size: 18px; font-weight: 200;\">Leer el art\u00edculo completo en: <a href=\"https:\/\/www.todoriesgo.com.ar\/sp-2024-desafiante-aseguradoras-america-latina\/\">Todo Riesgo<\/a><\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy\"><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;margin-bottom:50px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"border-color:#008fa3;border-top-width:2px;\"><\/div><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-image-element fusion-image-align-center in-legacy-container\" style=\"text-align:center;\"><div class=\"imageframe-align-center\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><img decoding=\"async\" alt=\"CIF Logo\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-orig-src=\"http:\/\/larsbrokers.com\/wp-content\/uploads\/2018\/02\/cif-logo.png\" class=\"lazyload img-responsive\"\/><\/span><\/div><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;margin-top:70px;margin-bottom:0px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"border-color:#008fa3;border-top-width:2px;\"><\/div><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy\"><div class=\"fusion-testimonials classic fusion-testimonials-1\" style=\"--awb-textcolor:#747474;--awb-backgroundcolor:#f6f6f6;\" data-random=\"0\" data-speed=\"4000\"><div class=\"reviews\"><div class=\"review active-testimonial no-avatar\"><blockquote><q class=\"fusion-clearfix\">\n<p style=\"text-align: center;\">We greatly appreciate your participation.<\/p>\n<p style=\"text-align: center;\">Thanks again for supporting our work.<\/p>\n<\/q><\/blockquote><div class=\"author\"><span class=\"company-name\"><strong>Robert Cackett &amp; Marcelo Rodriguez<\/strong>, <a href=\"http:\/\/larsbrokers.com\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span>LARS Network<\/span><\/a><\/span><\/div><\/div><\/div><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;margin-top:25px;width:100%;\"><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-5 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-5\"><p style=\"font-size: 18px; font-weight: 200;\">For further information please visit <a href=\"http:\/\/larsbrokers.com\/\">larsbrokers.com<\/a><\/p>\n<\/div><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-font-size:13px;\"><h2 class=\"title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:13;--minFontSize:13;line-height:1.5;\">FUENTE: Todo Riesgo<\/h2><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":11550,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[258],"tags":[363,368,367,277],"class_list":["post-11549","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-363","tag-aseguradoras","tag-estimaciones","tag-news"],"_links":{"self":[{"href":"https:\/\/larsbrokers.com\/pt-br\/wp-json\/wp\/v2\/posts\/11549","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/larsbrokers.com\/pt-br\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/larsbrokers.com\/pt-br\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/larsbrokers.com\/pt-br\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/larsbrokers.com\/pt-br\/wp-json\/wp\/v2\/comments?post=11549"}],"version-history":[{"count":5,"href":"https:\/\/larsbrokers.com\/pt-br\/wp-json\/wp\/v2\/posts\/11549\/revisions"}],"predecessor-version":[{"id":11592,"href":"https:\/\/larsbrokers.com\/pt-br\/wp-json\/wp\/v2\/posts\/11549\/revisions\/11592"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/larsbrokers.com\/pt-br\/wp-json\/wp\/v2\/media\/11550"}],"wp:attachment":[{"href":"https:\/\/larsbrokers.com\/pt-br\/wp-json\/wp\/v2\/media?parent=11549"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/larsbrokers.com\/pt-br\/wp-json\/wp\/v2\/categories?post=11549"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/larsbrokers.com\/pt-br\/wp-json\/wp\/v2\/tags?post=11549"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}